AmazonPay
Payment & Finance
Overview Klarna
About Klarna
Klarna is a Swedish payment service provider and one of the most widely recognised BNPL platforms (buy now, pay later) in e-commerce. The company holds a banking licence and is active in 26 markets. The merchant network comprises more than one million partner businesses worldwide, including Uber, H&M, IKEA, and Airbnb. Klarna is integrated directly into the checkout of online shops and offers merchants three core payment methods: instant payment, invoice purchase with a 30-day payment term, and installment payment for up to 36 months. The PlentyONE integration embeds Klarna as a payment method directly into the shop checkout. Klarna handles the entire payment process — including credit checks, dunning, and receivables management.
USPs of the Klarna integration
Service Portfolio Klarna
- Brand recognition and end-customer trust — Klarna is one of the most recognized BNPL providers in German-speaking markets. The brand is established among end customers and generates trust at checkout.
- Complete payment processing — Klarna fully handles credit checks, payment processing, dunning, and receivables management. Merchants receive the purchase amount regardless of end-customer payment behavior.
- Merchant network of over one million partners — Klarna is active in 26 markets and compatible with a wide range of shop systems via plugins and PSP integrations.
- Three payment methods in one integration — Instant payment, invoice purchase, and installment payment are available through a single integration and can be individually activated or deactivated in the checkout.
Functionality
Features of the Klarna integration
- Invoice purchase (Pay Later) — Invoice purchase with a 30-day payment term, including payment guarantee and receivables management by Klarna.
- Installment payment (Pay Over Time) — Flexible installment payment for up to 36 months with automatic credit checks.
- Instant payment (Pay Now) — Direct payment via direct debit or instant bank transfer.
- Klarna Card — Physical and digital card for Klarna payments, with 5 million active users.
- Apple Pay and Google Pay — Klarna is integrated with Apple Pay and Google Pay, making it available at POS as well.
- PlentyONE integration — Direct embedding of all Klarna payment methods into the PlentyONE checkout.
- Credit checks and receivables management — Full assumption of risk assessment and dunning processes by Klarna.
- No base fee — Billing is strictly transaction-based, without monthly fixed costs.
Get in touch with Klarna
Discover how the PlentyONE integration for Klarna can optimize your processes.
