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Payment & Finance
Overview TeamBank / EasyCredit
About TeamBank / EasyCredit
TeamBank AG is a consumer finance institution headquartered in Nuremberg and part of the Cooperative Financial Network of Volksbanken Raiffeisenbanken. The company offers the easyCredit product family — including easyCredit-Ratenkauf (installment purchasing) and easyCredit-Rechnung (invoice payment) as embedded finance solutions for e-commerce and brick-and-mortar retail. More than 2,500 cooperative business customers and multichannel providers use easyCredit-Ratenkauf.
The PlentyONE integration embeds easyCredit-Ratenkauf and easyCredit-Rechnung directly into the checkout. End customers can complete installment agreements between €200 and €10,000 fully digitally, without paperwork, and with instant approval — in online shops, at the point of sale, and in direct sales.
USPs of the TeamBank / EasyCredit integration
Service Portfolio TeamBank / EasyCredit
- Cooperative financial infrastructure — TeamBank is part of the Cooperative Financial Network of Volksbanken Raiffeisenbanken, giving merchants access to an established, regulated financing partner with broad market presence.
- Embedded finance across all channels — easyCredit-Ratenkauf is available cross-channel: online shop, point of sale, and direct sales are covered through a single integration.
- Instant approval without media breaks — The installment purchase process runs entirely digitally and on mobile — instant approval, no paper forms, no interruption of the purchasing process.
- Proven revenue impact — Merchants report larger shopping baskets and higher revenues through checkout integration of installment payment.
Functionality
Features of the TeamBank / EasyCredit integration
- easyCredit-Ratenkauf — Installment purchasing for end customers between €200 and €10,000, fully digital with instant approval, for online shops, POS, and direct sales.
- easyCredit-Rechnung — Invoice payment as a checkout option in e-commerce, processed entirely digitally.
- PlentyONE integration — Direct embedding of easyCredit-Ratenkauf and easyCredit-Rechnung into the PlentyONE checkout.
- Embedded finance — Integration of the financing solution directly into the purchasing process without redirecting to external pages.
- Risk and data management — TeamBank assumes the credit risk and handles credit checks; merchants receive the purchase amount regardless of the end customer's payment behavior.
Get in touch with TeamBank / EasyCredit
Discover how the PlentyONE integration for TeamBank / EasyCredit can optimize your processes.
