AmazonPay
Payment & Finance
Overview Axytos
About Axytos
axytos GmbH is a fintech founded in 2019, headquartered in Frankfurt am Main, specializing in buy-now-pay-later enabling (BNPL) as a white-label solution. The cloud-based platform gives merchants, e-commerce businesses, banks, payment service providers, and marketplaces access to the full BNPL product range — including invoice purchase, direct debit, installment payment, and pay-in-X — without default risk. axytos is a subsidiary of Atriga and serves B2C, B2B, B2B2C, and D2C business models for international use. Integration is API-first via a single interface following a plug-and-play principle.
The PlentyONE integration embeds axytos as a BNPL plugin directly into the shop checkout. Merchants can offer invoice purchase, direct debit, and installment payment under their own branding, without the end customer perceiving a third-party provider.
USPs of the Axytos integration
Service Portfolio Axytos
- True white-label solution — BNPL products are offered entirely under the merchant's or bank's own branding — without a visible third-party provider and without data disclosure to end customers.
- No default risk — axytos assumes the full payment default risk for all BNPL products offered, regardless of end customer payment behavior.
- Full BNPL spectrum from a single source — Invoice purchase, direct debit, installment payment, and pay-in-X with fixed or flexible installments are covered through a single API integration.
- API-first and plug & play — Integration into existing shop, banking, and PSP systems is handled via a single API, without complex individual implementations.
- Three target groups, one platform — axytos simultaneously addresses retail and e-commerce, banks, and payment service providers with specialized BNPL solutions on a shared platform.
Functionality
Features of the Axytos integration
- Invoice purchase (white label) — Payment-guaranteed invoice purchase under the merchant's own branding, including credit checks and receivables management.
- Direct debit — SEPA direct debit as a BNPL variant with payment guarantee and one-click payment option.
- Installment payment — Flexible and fixed installment models (pay in X) for end customers at checkout.
- BNPL for banks — White-label BNPL solution for banks to embed into the purchasing processes of their business customers.
- BNPL for payment service providers — Complete BNPL white-label offering for PSPs to pass on to their merchants.
- API integration — Single API connection for access to the full BNPL product range.
- PlentyONE plugin — Direct plugin integration for Shopware, Magento, OXID, and PlentyONE.
- Decision Expert — Data-driven management of payment methods and credit decisions at checkout to optimize conversion rates and default rates.
Get in touch with Axytos
Discover how the PlentyONE integration for Axytos can optimize your processes.
